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See also: VoseRuin, VoseRuinFlag, VoseRuinSeverity, Vose Ruin window
VoseRuin(ClaimInterval,ClaimSize,InitialReserve,PolicyPrice,PolicySalesRate,Horizon,DividendThreshold,
Discountrate)
VoseRuinTime is a function that only returns that part of the VoseRuin function that gives you the time on which the resources are depleted if this happened before the time horizon (Horizon).
Otherwise this function returns -1.